Motor, Travel, and Life insurance. Get covered fast with Kenya's trusted auto-finance and insurance platform. Compare, apply, and relax.
Motor, Travel, and Life insurance — compared and applied for in minutes.
Drive with complete confidence. Our motor covers protect you against accidents, theft, fire, and third-party liability — with the fastest claims processing in Kenya.
Click to select the right level for your vehicle
Travel with confidence — whether it's Schengen visas, worldwide trips, or domestic travel within Kenya. Our travel cover is accepted by embassies and airlines.
Based on destination and trip duration
Protect your family's future with flexible life cover from Kenya's leading insurers. Term life, whole life, education plans, and group corporate cover available.
Tailored to your family's needs
No paperwork. No queues. No hidden fees. Getting insured through Loan254 takes minutes, not days.
Fill in the quick form above. Your premium is calculated instantly using IRA-compliant rates.
Upload your documents and pay via M-Pesa Paybill 4063487. Secure. Instant. No office visits.
Your insurance certificate is issued within 1 hour via WhatsApp and email. Valid and IRA-registered.
Fully licensed insurance intermediary regulated by Kenya's Insurance Regulatory Authority. Your premiums are protected.
No waiting for agents or physical offices. Your cover is issued digitally within 1 hour of confirmed payment.
Our premiums are calculated using official IRA rate tables — transparent, fair, and fully compliant.
Accidents don't keep office hours. Our dedicated claims team is reachable day and night to guide you through every step.
Pay premiums instantly via M-Pesa Paybill 4063487. Simple, secure, and familiar to every Kenyan.
Financing a car through Loan254? We bundle your insurance seamlessly so you drive off with finance and cover sorted.
Real Kenyans. Real cover. Real claims paid.
"Loan254 helped me secure a car loan and comprehensive insurance in the same afternoon. The whole process was digital and took under 20 minutes. Absolutely brilliant service."
"Excellent rates for my Schengen travel insurance. The policy was issued 10 minutes after M-Pesa payment and the embassy accepted it without question. Highly recommended!"
"When my car was in an accident, their claims team called me back within 20 minutes. The claim was fully settled in under two weeks. Outstanding support throughout."