Motor, Travel, and Life insurance | get covered fast with Kenya's leading auto-finance and insurance platform. Compare, buy, and relax.
Fill in your details | matched to the best cover in seconds.
Motor, Travel, and Life insurance from Kenya's top insurers | compared and bought in minutes.
Drive with complete confidence. Our motor covers protect you against accidents, theft, fire, and third-party liability | with the fastest claims processing in Kenya.
Holiday, business trip, or Schengen visa travel | our policies cover you globally with emergency medical care, trip cancellations, and lost luggage.
Protect the people who matter most. Our life covers give your family financial security in the event of death, critical illness, or permanent disability.
No paperwork. No queues. No hidden fees. Getting insured through Loan254 takes minutes, not days.
Fill in the quick form above. Our system instantly matches you to the best policy from 38 Kenya-licensed insurers | all in real time.
Pick the cover that works for you. Pay via M-Pesa, debit/credit card, or bank transfer | all in one secure step.
Your insurance certificate is issued instantly via SMS and email. Valid, official, and IRA-registered. Ready to drive.
We understand the local market, the local risks, and the local insurers | so you get the best deal every time.
Fully licensed insurance intermediary regulated by Kenya's Insurance Regulatory Authority. Your premiums are protected.
No waiting for agents or physical offices. Your cover is issued digitally within minutes of a confirmed payment.
We compare across 38 insurers in real-time to ensure you always get the most competitive premium for your cover type.
Accidents don't keep office hours. Our dedicated claims team is reachable day and night to guide you through every step.
Pay premiums instantly via M-Pesa, debit/credit card, or bank transfer. Flexible monthly payment plans also available.
Financing a car through Loan254? We bundle your insurance seamlessly so you drive off with finance AND cover sorted.
Real Kenyans. Real cover. Real claims paid.
"Loan254 helped me secure a car loan and comprehensive insurance in the same afternoon. The whole process was digital and took under 20 minutes. Absolutely brilliant service."
"Excellent rates for my Schengen travel insurance. The policy was issued 10 minutes after M-Pesa payment | embassy accepted it without question. Highly recommended!"
"When my car was in an accident, their claims team called me back within 20 minutes. The claim was fully settled in under two weeks. Outstanding support throughout."
Yes. Under the Kenya Traffic Act, all motor vehicles on public roads must have at minimum Third Party Only (TPO) insurance. Driving without it is a criminal offence.
Immediately. Once payment is confirmed via M-Pesa or card, your IRA-registered certificate is sent via SMS and email within minutes. No physical visit required.
Yes | through our premium financing option, you can spread your annual premium into manageable monthly payments via M-Pesa.
For a quote, just your name, phone number, vehicle details, and estimated value. To bind the policy, you'll need your ID, vehicle registration, and logbook.
Call our 24/7 claims line or WhatsApp us immediately after an incident. We'll guide you through the documentation and liaise with the insurer on your behalf.
Absolutely. Our Schengen travel policies meet all EU embassy requirements including minimum €30,000 medical coverage and are accepted by all European embassies in Nairobi.