Buy a car, finance it, insure it and sell it — all from one trusted platform. Everything you need for vehicle ownership in Kenya, in one place.
Join 300+ dealers on Loan254. Verified badge · Unlimited listings · Loan-ready buyers
Finance, insure and buy vehicles — everything Kenyan car owners need, in one trusted ecosystem.
We understand the local market and design every product around your reality.
Pre-qualified in minutes. Funded within 6 hours on most products.
Kenya Data Protection Act compliant. Your data is never sold.
Transparent pricing from application through to approval.
Real Kenyan experts — not bots. Mon–Sat, 8am–6pm.
Finance, insure and buy a car — all from one trusted platform.
Serving all 47 counties. Digital-first, no office visits required.
No queues. No paperwork. No stress. Everything from your phone.
Browse our marketplace or bring your own. Every car is finance and insurance ready.
Complete our quick form in under 5 minutes from your phone. 24/7, no queues.
Our team matches you to the best lender and insurer for your profile — hours, not weeks.
Pick up your keys, collect your certificate. Loan, car and cover — sorted in one day.
Our institutional ecosystem
Partnered with banks, lenders, insurers and motor dealers across the country.
Regulated credit partners
IRA-licensed partners
300+ verified dealers
M-Pesa · Bank transfer
Real clients. Real vehicles. Real results.
"Loan254 helped me secure a car loan within hours. Professional, reliable and transparent throughout. I recommend them to everyone looking for auto finance."
"Excellent rates and the fastest insurance processing I have ever experienced. Certificate via WhatsApp in under an hour. Highly recommended."
"Seamless end-to-end experience. Got my loan, found my car in the marketplace, got insured on the spot. Everything under one roof. 10 out of 10."
Join thousands of Kenyans who finance, insure and buy vehicles through one trusted platform.